If you have been searching for functional medicine covered by insurance in New York, you have probably run into the same issue again and again. Many places say they accept insurance, but you only find out it is cash pay after you have already started the process. At Thrive, we do things differently. We work with insurance whenever we can, and we talk about coverage up front so you know what to expect from the start.

How Thrive Handles Insurance
Our insurance process at Thrive is designed to be simple and easy to understand. Most of our patients use insurance to help cover nutrition services, and some also use insurance for primary care after joining a membership plan.
Here is how it usually works:
• Direct billing in-network when your plan qualifies
• A superbill option if you are out-of-network, so you can request reimbursement
• HSA and FSA accepted
• Cash rate options if you are not using insurance
You can find a list of accepted insurance plans on our insurance page. The quickest way to get started is to check your coverage first, then schedule your appointment once you know what your plan covers.
What This Means for Patients in New York
Our main office is in Southern Pines, North Carolina, but we offer telemedicine services for New York residents. This means you can connect with our team from New York, learn about your care options, and see what your insurance may cover.
Frequently Asked Questions
Do any functional medicine practitioners accept insurance?
Yes, some functional medicine practices do accept insurance, and Thrive is one of them. The most important step is to confirm your benefits in advance, since coverage can vary widely depending on your plan and whether you are in- or out-of-network.
Can insurance cover functional medicine?
It is possible. At Thrive, many patients use insurance to cover nutrition services. If you are out-of-network, we can provide a superbill to help you request reimbursement from your insurance company.
Which insurance plans cover functional medicine?
There is not one universal list of plans, since functional medicine is billed differently by different providers. We share the insurance plans we currently accept on our insurance page, and we recommend starting the sign-up process so we can check your specific coverage before you schedule.
Get Started
If you want to find out if functional medicine is covered by your insurance in New York, the best thing to do is run a coverage check on our insurance page. After that, you can reach out, and we will help you find the right next step. Our main office is in Southern Pines, NC, and we offer telemedicine services for New York residents. Reach out to learn more.